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Do not opt for low premium auto insurance as it would not offer you any useful cover. Therefore look for smart ways in which you could reduce the premium that you pay for your car insurance. You can save a significant amount on your auto insurance if you select a policy for twelve months period. If you have installed anti theft devices in your car inform the orlando insurance agent about it so that he could arrange for a discount on the insurance premium payable by you. If there are teenagers and young people at your home you could give an undertaking to the insurance company that you would not be allowing them to drive the car. When young people do not drive a car the insurance company perceives a lesser risk and the insurance premium is reduced. A car that stays off the road for most part of the week would get a significant discount on the insurance premium. Therefore car owners that have 2 or more cars could drive the cars alternatively so that no car is driven on the roads for more than 3 days in a week. But this will not be possible for a person who has only a single car.